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As I understand it, many of Silicon Valley Bank’s clients were tech companies, who should have had finance professionals handling the dough for the company. Since even *I* know that deposits are only insured up to $250,000, how could these finance professionals make such a stupid mistake?

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SVB went out of its way to cater to the tech/start-up community. They were the "go-to" bank because they were one of them, and they understood the "special needs" of tech and start-up companies.

What none of those tech companies ever identified as a "need" was prudent and conservative cash management.

If you've ever been around companies liberally funded by venture capitalists you'd appreciate that very few of them can balance a checkbook, or count to twenty without taking off their shoes and socks.

How could they make such a stupid mistake? Because they really are that stupid.

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Mind boggling and disturbing. I like the phrase you’ve used: ‘epic stupidity’.

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